Purchasing a house is one of the most important decisions you can make in your life. Don’t rush into it! Although you may be excited about the prospect of moving into a new neighborhood, there are certain steps you’ll need to take. These will ensure that there are no surprises when you finally open the doors to your new home.
PREPARING TO BUY
- Know your “why”
The first step in purchasing a house is to ask yourself – why do I want to buy this? Your motivation, more than anything else, will guide you to the perfect home. The rest will follow. - Mind your financial health
It’s essential to assess your financial stability before buying a home. This will give you a clear idea of what type of property you can afford. Evaluate your income, debts, and credit score to get a clear picture of your current financial situation. - Prepare the necessary documents
A green file is a collection of documents that potential lenders need to approve your mortgage application. These documents typically include your tax returns, pay stubs, and bank statements. Start gathering them early to avoid any last-minute surprises.
SHOPPING FOR HOMES
Once you’re through with the necessary preparations, it’s time to start shopping for homes. Create a list of your priorities like the number of bedrooms, location, and price range. Then use online resources or work with a local agent who can show you listings.
When you finally find a home that you like, schedule a viewing. Inspect the property carefully and ask questions about the home’s history and any potential issues.
TALKING TO A REAL ESTATE AGENT
When it comes to milestones like buying a home, it’s important to have a professional by your side. Let me, Renee Bouaziz, be the one to guide you through the process.
As a long-time Realtor and Bergen County resident, I can help you find special listings, negotiate a good deal, and provide you with the first-class service you deserve. Get in touch with me at 201.233.1852 or via email. Contact
To learn more, download our guide on Things To Consider When Buying a Home